Your Preferred Mortgage Solution in New York, Pennsylvania.

We’re experts in the mortgage market and commercial lending, with years of experience working alongside homebuyers, real estate agents to deliver a smooth, stress-free residential and commercial financing experience.

Contact Us Today

About Netter LLC.

At NETTER LLC, we’re committed to making your mortgage journey simple and straightforward. Our experienced team delivers personalized guidance, competitive options, and a smooth process from application to closing—so you can move forward with confidence.

Learn more

A Seamless Process

  • Discover your rate.

    Instantly compare top offers from more than 25 trusted lenders in our network and secure the deal that fits you best.

  • Get pre-approved.

    Complete a quick online application and receive fast approval, giving you the leverage you need in your home search.

  • Close with ease.

    A streamlined mortgage closing supported by digital tools and expert guidance, making the final steps fast and stress-free.

Mortgage Rates Today

We sort through thousands of loan options so you don’t have to. Access competitive rates on 15, 20, and 30-year fixed loans, 10/6, 7/6, and 5/6 ARMs, FHA, Jumbo, low–down-payment programs, and more. Create an account to personalize your loan choices and stay updated with daily rate trends.

Get A Custom Quote

Homebuying Resources

  • How to Get a Mortgage Pre-Approval

    Getting a pre-approval helps buyers feel confident going into the home buying process and shows sellers that you’re a serious and qualified buyer…

    Read More

  • How to Calculate Your Mortgage Payment

    Mortgage monthly payments are determined by loan amount, principal, interest, term and more. Calculate monthly payment to determine exactly what you can afford…

    Read More

  • How Much House Can I Afford?

    Let’s dive into some tips and tricks to help you fully understand how to figure out how much house you can afford with your current mortgage…

    Read More

  • Vacation Home and Investment Property Mortgages

    Buying another property is a dream for many homeowners. Who wouldn’t want to own an additional home, or even earn income from it?

    Read More

Real Experiences from Real Homebuyers

  • “Strongly recommend Morty. Fast service, professional, low rates. I will never shop for a loan elsewhere.”

    Phi T

  • “They gave me the best rate on my home loan amongst all of the many lenders that I researched. Then they were extremely helpful throughout the process. Everything went smoothly with them from start of application to closing.”

    Elizabeth L

  • “The rates and fees you see in the portal are accurate and do not change. The closing team is super responsive and helpful along with always making sure that we were cleared to close long before the closing date. That provides such a relief, especially in this crazy market!”

    Derek and Liza

  • “I'm SOLD. They followed me all the way to closing and their online stage-by-stage guide was very easy to understand and I could do 100% by online signature. GAME CHANGER!”

    Israel K

FAQs

  • A second home is a place you plan to use personally for part of the year. An investment property is purchased primarily to generate income—through renting, resale, or long-term value growth.

  • No. Lenders don’t allow projected rental income to help you qualify for a second-home loan. Rental income can sometimes count for investment properties, but lenders usually want proof that you can successfully manage rental units.

  • Second homes often require at least 10% down, while investment properties typically require 20–30% down. Since mortgage insurance isn’t available for these purchases, lenders expect stronger financial footing.

  • Yes. Because these properties carry more risk for lenders, rates are generally higher than those for primary residences.

  • Often you can—but only for a limited number of days each year. Going beyond your loan’s rental restrictions may violate your mortgage agreement, so you should always review the lender’s rules before listing the property.